Hallahan, McGuinness & Lorys offers a full range of Commercial Insurance coverages, from start-up businesses to large real estate, manufacturing, industrial, and contracting accounts. As an independently owned agency, we understand the challenges faced in owning and operating a business on a daily basis. Our goal with our commercial clients is to assist you in identifying key exposures your business faces and providing you with options on how to mitigate the risk of these exposures. We welcome the opportunity to meet with you, provide a comprehensive review of your current policies, and based on that review, provide competitive programs to fit your needs.

Our Commercial Lines Products include:

  • Property Insurance
    • Building & Contents
    • Tools & Equipment
    • Builder’s Risk Coverage for small renovations to large construction projects
    • Property in Transit – Cargo
  • General Liability
    • Additional Insured’s Coverage
    • Contractor’s Liability Coverage – NY Labor Law Coverage included
    • Vendor’s Liability Coverage
  • Pollution/Environmental Liability
  • Liquor Liability
    • Bars, Restaurants, Nightclubs
  • Professional Liability/Errors & Omissions
  • Automobile Insurance
    • Fleet Coverage
    • Long Haul
  • Workers Compensation
    • Multi State
  • New York State Disability
  • Professional Liability
  • Umbrella/Excess Liability policies